Schedule a consultation

horticulturephoto
farms
craftbrew
storage

Specialty Programs

The Ayres Group is your most trusted choice for custom specialty insurance solutions. We have been providing quality insurance programs for over 20 years. Our team is constantly looking for ways to improve our insurance solutions, ensuring we stay ahead of the curve as an industry leader with coverage that is responsive to your needs.

Our current niche markets include;

Horticulture

Whether you are a greenhouse grower, nursery or retail garden center, The Ayres Group recogonizes that your greenhouse business faces unique risks.  We can offer an insurance program tailored to meet the specific needs of the greenhouse industry.  Our agency brings over 25 years of expertise in writing insurance for the greenhouse and nursery business.

Farms

As a farm owner, you have a great interest in protecting your property that serves as a home and a business. Whether you are a full time farmer or farm as a hobby or specialized farmer, The Ayres Group can offer a comprehensive farm owners package that is flexible to your specific farming needs.

Craft Brewing

The Craft Brewing industry is one of the fastest growing industries in the nation.  The Ayres Group can provide a unique insurance program just as unique as your craft beer recipes.  Whether you are  a craft brewery, brewpub or restaurant, many of our coverages are desinged to address the specific exposures faced by breweries.  Let our expertise and commitement to this fast growing industry help you with your insurance needs

Winery Insurance

The wine industry is growing and along with the increasing popularity and sales of this industy comes an increasing need for an expert to be able to create an insurance program that is right for your specific needs.  Whether you are a winery, vineyard or retail outlet, let the experts at The Ayres Group design an insurance package that is right for your unique business.

Moving and Storage Contractors

  • Residential Moving (House-to-House)
  • Corporate Moves (Office-to-Office)
  • Specialized Handling Moves
  • Records Storage and Destruction

It’s your job to safely store, transport, or relocate materials and valuables for your customers. It’s our job to make sure you’re protected in the process.

Self Insured Workers Compensation

Self-Insured Workers’ Compensation Funds help members control their long-term workers compensation costs.  Owned and operated by members, these funds provide the same protection as an insurance company.  Each fund has industry specific claims management and lower expenses which in turn allows surplus money not used to pay claims and expenses to be returned to its members.

Home Healthcare

Because there is no place like home, your clients prefer to receive health care assistance in their homes and they trust you to provide it.  Whether you are providing skilled medical care, rehabilitative or therapeutic services, home care services or a combination all, The Ayres Group can customize your insurance program to fit your unique needs allowing you the freedom to focus on what you do best, caring for your patient.

Medicare Supplements

Health care will likely be your second largest expense in retirement. Today, on average, a couple can expect to pay roughly $220,000 on out-of-pocket health care costs throughout retirement.  With Medicare only covering about 62% of health care costs on average, you are left paying a large portion of out-of-pocket expenses if you don’t have the right coverage.