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When you think about all the things you want to purchase for your grandchild, life insurance would likely be near the bottom of the list. While it may not be the most exotic purchase, by the end of this blog I hope life insurance would be up for consideration. Life Insurance for a child or […]
It seems you can’t turn on the news without hearing about a cyber-related crime or incident. Criminals are increasingly using ransomware as a means of extortion. Ransomware is a form of malware, usually delivered by email phishing scams, that locks victims out of their critical data until they pay the criminals a fee. The FBI […]
Whether you travel for business or leisure, consider increasing your safety awareness when you stay in a hotel. BEFORE YOUR TRIP While most top properties are in safe areas, you may want to research before booking a room in an unfamiliar city or neighborhood to confirm. Call the community resource officer in the police jurisdiction […]
Tired of watching the stock market and seeing the value of your investments fluctuate on a daily basis? Consider purchasing a deferred or immediate annuity to protect and grow your savings into the future. An annuity is a contract with an insurer that provides an income for life, a specified number of years, or a […]
Failing to act responsibly when serving alcohol could be catastrophic for your business. You could be held accountable for any death, injury or damages caused by an intoxicated patron, resulting in expensive civil or criminal litigation, fines, increased insurance rates, loss of your liquor license – even the loss of your business. Safeguards can reduce […]
Hospice organizations focus on the care – not a cure – for the patient, as well as support to the patient’s loved ones. If your organization operates a hospice, you are in a unique position to affect quality of life in your communities. By making sure your organization has appropriate insurance protection, you can keep […]
FOR IMMEDIATE RELEASE Sturgis, Michigan – October 6, 2016 The Ayres Insurance Group announces the addition of Tyler Losinski to their group of agents serving insurance clients in southwest Michigan and northern Indiana. Tyler joins Ayres Insurance in Sturgis, MI after eight years of service as an elementary teacher. Losinski holds a Bachelor degree from […]
Fires are a significant hazard on construction sites. According to the National Fire Protection Association, there were an annual average of 830 fires in residential buildings under construction from 2007 through 2011, excluding one- and two-family homes. These fires caused an average of $56 million in direct property damage per year. Over those same years, […]
Steps you take this fall to maintain your home can keep you warm this winter and protect your property from loss. As you take advantage of fall weather to work on projects around your home, pay special attention to these potential trouble spots: Clean out your gutters. Remove leaves and other debris from your gutters […]
A business owner doesn’t have to understand every detail of a machine or a process to benefit from it. How many drivers understand what is going on under the hood? How many machine operators are able to repair the machine? Insurance coverage can be the same way. Just as you rely on a qualified technician […]
Ayres-Oak Insurance Services team of seasoned insurance professionals provides our greatest competitive advantage, with most having more than 20 years of experience.