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The rainy season is great for lawns and gardens, but it can also be a homeowner’s worst nightmare. Whether it’s a leaky roof or flooded basement, heavy rain can cause serious damage in and around your home. Fortunately, you can fight back against the rainy season by properly prepping your home for those spring thunderstorms. […]
Remodeling and renovation projects can add significantly to the value of your home. Whether you do it yourself or hire a contractor, remember to update your homeowner insurance as you increase your home’s value. The Coverage A limit on your homeowner policy is the amount of insurance you have to reconstruct your home in the […]
As the outdoor temperature gradually drops, deer activity and deer-vehicle accidents increase. Every year across the country, deer-vehicle accidents account for billions of dollars in vehicle damage, thousands of injuries and hundreds of fatalities. These tips can help you avoid a collision with a deer and stay safe while on the road. Dawn, dusk and […]
As college graduates take the next step, one thing is often left out of the process – life insurance. Young adults often carry debt with them into the working world, whether from student loans, car loans or credit card debt. If you are a recent graduate, have you considered what could happen if you were […]
Once you have decided to purchase life insurance, the next question to answer is how much to purchase. Some people select coverage based on an arbitrary amount: $100,000 or $200,000. Others purchase enough to pay off a home mortgage or other major bill. And some stick to the tried-and-true measure of 10 times salary. But […]
Good benefits can increase employee satisfaction. If you are an employer, providing valuable benefits that can be paid via payroll deduction can give you an edge when trying to attract and retain workers. Life insurance is one benefit you can offer in the workplace at a reasonable cost. But as you consider offering life insurance, […]
Before you swipe your bank card or credit card to make a payment or complete a bank transaction, be alert for skimmer devices attached inside or over the real card reader. Criminals use skimmers to capture the information from the magnetic strip on credit or debit cards, gaining unauthorized access to consumer accounts. Skimmers have […]
Collecting can be an enjoyable hobby, an educational pursuit or even a financial investment. So how do you look after a collection now that you’ve assembled one? While every collection is unique and has its own specific needs, you can take some simple loss prevention steps to help protect yours from loss or damage. A […]
Construction doesn’t take a break in the winter. If you manage a construction site, think about the additional hazards of the season and take the appropriate safety precautions. Cold temperatures, wet and snowy weather and wind chill can take a harsh toll on the human body. Increase your knowledge and awareness of cold weather issues […]
For many of us, one of our New Year’s resolutions is to be more organized. The good news is that unlike that other resolution we all seem to make each year, improving organization doesn’t require hours at the gym to see results. Here are five simple ways to have a more organized new year. Keep […]
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