Drivers and riders who participate in ride-share alternatives to taxi services may be subject to significant insurance gaps. If you participate in ride-share services as a driver or if you use these increasingly popular services, make sure you have appropriate insurance coverage. Ride-share programs on the surface sound like a win-win situation: if you need […]
This author has yet to write their bio.Meanwhile lets just say that we are proud theayresgroup contributed a whooping 110 entries.
Entries by theayresgroup
Certain strokes of engineering border on artwork: an idea that manifests itself in the creation of something truly beautiful. Imagine yourself behind the wheel of one of those beautiful pieces of machinery, zooming through a twisting, scenic, back country road usually reserved for a postcard. Sunlight reflects off the mirror-like finish, and the engine purrs […]
Sometimes sewer backups happen. We look for someone to blame, but often there just isn’t blame to be found. How do we prevent it from happening? And if it does, how do we protect ourselves from the financial storm that follows? Suppose for a minute that you just spent $10,000 converting an unfinished basement into […]
Holiday lights can brighten the season – literally and emotionally – but they also present potential risk for fire and shock hazards. Before installing holiday lighting, take extra time to do a safety check to protect people and property. Holiday lights and other decorative lighting contribute to an estimated 150 home structure fires per year, […]
Smartphones offer drivers a sense of security, with the promise that help is just a phone call away. But especially in extreme conditions, don’t count on your phone alone to keep you safe or to share your location in an emergency situation. Keep in mind that location services are not always accurate depending on network […]
Home heating fires are the second leading cause of home fire deaths after cooking fires, according to the National Fire Protection Association. Fireplaces, chimneys and flues account for a significant number of home heating fires. Homeowners with a wood-burning fireplace or solid fuel stove or insert can protect your property and your family by having […]
Most breweries, wineries or distilleries offer tours and a tasting room where guests can enjoy a sample of the product or purchase drinks made on-site. These operations present a different set of exposures than a typical beverage manufacturing facility. If you own a beverage business, closely evaluate your operation to ensure guest safety. The most […]
The craft beverage industry is booming. Breweries and wineries operate in all 50 states, and the number of distilleries has more than doubled since 2013. Growth stems primarily from states welcoming breweries, brewpubs, wineries and distilleries – granting new licenses and drafting legislation to ease excise taxes – and from the desire of consumers to […]
Many of us use portable electric space heaters to help keep us warm, but they can be hazardous if not used properly. Take precautions to keep your family safe from fire or burns. According to the U.S. Fire Administration, an average of 50,100 home heating fires occurred in the U.S. each year from 2008 to 2010. […]
While means and methods will vary, one item that all craft beverage manufacturers share is dependence on their equipment. That’s why it’s important to make sure you include equipment breakdown coverage as part of your insurance portfolio if you’re a craft brewer, distiller or winery owner. When most of us think about insurance protection, we […]
The Ayres Group team of seasoned insurance professionals provide our greatest competitive advantage, with most having more than 20 years of experience.