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Whether you are a caregiver for the differently-abled in a health facility, a home health care environment or for a family member or friend, take all appropriate safety precautions when transporting a person who uses a wheelchair. VEHICLES Be certain the vehicle is properly equipped to accommodate a wheelchair: Maintain the vehicle and have it […]
It’s an all-too-common occurrence: A family loses a loved one unexpectedly and is forced to appeal for help to cover expenses. Many of us have seen the memorials on social media, the crowdfunding websites or the donation bins at a local store for a family dealing with an unexpected loss. In many cases, the family […]
Equipment breakdown now rivals fire loss in both frequency and severity of claims, according to an analysis of large risk losses reported in 2018 to FM Global. Large risk losses are those losses greater than $3 million that do not include natural hazard loss. FM Global said in a statement that of its 232 large risk […]
As the brewery and winery space continues to innovate, new risks and exposures will enter the market. The microbrewery market is built on innovation — innovation in flavors, business models and even beer names. Yet this modern, clever and adaptable industry is beholden to some comparatively old rules, regulations and laws. So-called dram shop laws determine to what degree a bar or other seller […]
Hospice organizations focus on the care – not a cure – for the patient, as well as support to the patient’s loved ones. If your organization operates a hospice, you are in a unique position to affect the quality of life in your communities. By making sure your organization has appropriate insurance protection, you can […]
Ayres Insurance has been named a Leading Partner by EMC Insurance Companies, which means the agency is one of the highest performing EMC agencies in the country. This designation places the agency in the top 20 percent of all EMC agencies nationally.The Leading Partner award is based on an agency’s performance against all other EMC […]
A.W. Ayres Insurance was selected for The Hanover Insurance Group’s President’s Club, an elite group of independent insurance agencies from across the country.The Hanover’s President Club agencies are recognized for delivering outstanding value to their customers through their insurance expertise and responsive service.Hanover partners with a select group of 2,300 independent agents nationwide. Ayres was […]
High winds are a danger to people and property. Learning what to look for and how to properly prepare can save lives and minimize damage. WIND CHARACTERISTICS Wind damage can come from wind alone or from severe weather events, such as thunderstorms and tornadoes. Damaging winds that are not associated with tornadoes are often called […]
Did you know most Americans (78 percent) agree that preparing financially for life’s unknowns is a way to show that you care? In fact, a little closer look at the data finds almost 2 in 3 (65 percent) think that having life insurance is key to taking care of their family financially. These are just […]
Ayres Group Agent Robert Hille recognized for helping consumers with qualified health coverage January 25, 2019 Sturgis Michigan – Robert Hile has been recognized for his hard work and expertise in helping consumers enroll in and manage qualified health coverage through the Health Insurance Marketplace. This nationwide recognition from the Centers for Medicare & Medicaid Services […]
Ayres-Oak Insurance Services team of seasoned insurance professionals provides our greatest competitive advantage, with most having more than 20 years of experience.