Entries by theayresgroup

Protect your business with machinery and equipment insurance

Practically every business relies on equipment. Regardless of how simple or complex, your equipment is critical to your business’ successful operation. For example, while an electrical panel is a very basic piece of equipment, imagine trying to operate your business without electricity. Machinery and equipment insurance gives you financial resources to help you restore your […]

6 reasons renters need their own insurance

Most people know renters insurance covers belongings. But did you know it covers more than just personal property? Many people erroneously assume they are covered by their landlord’s policy and skip this important protection. Many also underestimate the value of their possessions and feel insurance is unnecessary. If you consider the value of just your clothing […]

Emergency planning

Disasters can happen anytime…anywhere…to anyone: Be prepared. The past decade brought an ever-increasing number of natural disasters and other catastrophic events, affecting people and property. Make sure you are ready for the next one by having an emergency plan in place. You’ll also want to prepare supplies to sustain your household for at least three […]

Insuring a vacation home

Vacation homes present special risks, so consider premium costs before you buy Like any residence, your vacation home needs to be insured—but because the risks are different, the coverage might cost more than your primary homeowner’s policy. Before you leap into second-home ownership, consider the factors that will likely affect the price you’ll need to […]

Tips to protect taxpayers from identity theft during and after the pandemic

Taxpayers, beware of fraudsters out to trick you for your information. Tax return identity theft has reached such epidemic proportions that it tops the list of the IRS’s Dirty Dozen Tax Scams. Here are tips the IRS wants you to know about identity theft so you can avoid becoming a victim. Phishing: Taxpayers should be alert to potential fake […]

6 Tips to Protect Yourself From Medicare Fraud

Medicare fraud can be a big business for fraudsters and a big problem for taxpayers. And emergent health crises, such as the one around COVID-19, may create environments prime for scammers to take advantage of unsuspecting people. Medicare fraud can lead to big financial burdens Stolen Medicare numbers may become valuable loot for criminals. These […]

Life insurance part of a business’s risk management

Operating a business requires you to manage risks to preserve assets and prevent losses. You’ve ensured that you have appropriate commercial liability insurance and perhaps directors and officers coverage or employment practices protections. Nevertheless, the biggest risk to your business could be the loss of you or other company leaders. LEADERS ARE KEY When evaluating […]