Entries by theayresgroup

Snow can be hazardous to your health

Snow can be a beautiful thing…until you have to shovel it. Every year, hospitals treat patients with back injuries, muscle strains and even heart attacks caused by shoveling snow. While the risk is probably low for most healthy people, those who are older, out of shape or who have pre-existing medical conditions such as heart […]

Time to double-check your pipes!

Now that the season has officially turned to winter, homeowners and business owners will want to increase monitoring to prevent damage from frozen pipes. These prior blogs give tips on how to prevent pipe freezes and offer techniques for minimizing damage if you do suffer a pipe freeze.   Did you know that letting your […]

Smart parents monitor smartphone, tablet gifts

Planning to get your kids a smartphone or tablet this holiday season? With schools using technology in classes and kids being exposed to these devices at an early age, the question is often a matter of when, not if. Parents may have questions and concerns about how to keep kids safe online. Here are some […]

Five simple tips before hitting the road this holiday season

  The Ayres Group offers offers five simple tips before hitting the road this holiday season to help improve travel safety: Whether your trip is 50 or 500 miles, take time to check, change or top-off your oil, coolant, brake and transmission fluids. This helps important car systems to perform well. If your windshield wipers are not […]

Tips for a safe and enjoyable holiday season

To start your holiday season, here are some highlights from our blogs with tips for shopping safely – both in the store and online – for keeping your home and property safe and for protecting your family during the holidays.  With the holiday season fast approaching, many of us will be out shopping and enjoying […]

Housekeeping tips to prevent dryer fires

Could you live without your clothes dryer? For many people, the clothes dryer is indispensable, but an improperly installed appliance could easily catch on fire.   According to the U.S. Fire Administration, fire departments respond to roughly 2,900 clothes dryer fires each year, with an estimated $35 million in property damage. The leading cause of […]

Ready for snow? Clear the path

Ready for snow? Clear the path  As a property owner, you want to do whatever you can to welcome visitors to your home or business and keep your family, employees and customers safe. Snow and ice on walkways, roadways, driveways and parking lots can present extra challenges during winter months. Have a plan to stay […]

When is A Vehicle Considered a Total Loss?

When and whether a vehicle involved in a collision is considered to be “totaled” for first-party insurance purposes is an issue of great angst and confusion for most consumers. We hear horror stories about older, functioning automobiles being “totaled” simply because the frame is bent or other seemingly minor and hidden damage occurs. Even insurance […]

Rate Cut Included in Michigan Car Insurance Plan

House Republicans are proposing a revised overhaul of Michigan’s auto insurance system and to guarantee a 10 percent cut in premiums for two years. The plan unveiled Thursday does away with unlimited medical benefits for people catastrophically injured in car accidents. Most drivers could instead buy $10 million in personal injury protection, and proponents say […]

WC Rates on Downward Trend

Workers’ compensation rate decreases are encouraging, but may not translate into lower prices for employers right away. Workers’ compensation rates are finally beginning to reverse an upwards trend. Fifteen out of 20 rate and advisory loss cost filings submitted by the National Council on Compensation Insurance (NCCI) so far this year have displayed decreases. Nine […]